Privacy Policy

1. Scope

This Privacy Policy explains how SplitByMe ("we," "us," or "our") collects, uses, discloses, and protects personal data when you use the SplitByMe website, app, and related services (the "Service").

2. Information We Collect

Depending on how you use the Service, we may collect:

• Account information (name, email, login identifiers).
• Profile and group data (display names, tab members, role settings).
• Financial-entry data (expense titles, amounts, currencies, categories, notes).
• Technical data (device type, operating system, app version, IP address, logs).
• Usage analytics (feature interactions, page views, performance events).

3. How We Use Information

We use personal data to:

• Provide and maintain the Service, including balance and split calculations.
• Authenticate users and secure accounts.
• Improve functionality, reliability, and user experience.
• Communicate product updates, service notices, or support responses.
• Detect, prevent, and investigate fraud, abuse, and security incidents.
• Comply with legal obligations and enforce our Terms.

4. Legal Bases (Where Applicable)

Where required by law, we process personal data based on one or more legal grounds, including: performance of a contract, legitimate interests, legal obligations, and your consent (which you may withdraw where consent is the basis).

5. Sharing of Information

We may share data with:

• Service providers supporting hosting, analytics, infrastructure, and customer support.
• Group participants you invite or join, limited to data needed for shared tabs.
• Authorities or counterparties where disclosure is required by law or legal process.
• Successors in connection with a merger, financing, acquisition, or asset sale.

We do not sell personal data for monetary consideration.

6. Data Retention

We retain personal data for as long as necessary to provide the Service, fulfill legitimate business purposes, resolve disputes, enforce agreements, and comply with legal obligations. Retention periods may vary by data category and jurisdiction.

7. Data Security

We use reasonable administrative, technical, and organizational safeguards to protect personal data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. International Transfers

Your data may be processed in countries other than where you live. Where required, we implement appropriate safeguards for cross-border transfers under applicable law.

9. Your Privacy Rights

Depending on your location, you may have rights to access, correct, delete, restrict, object to, or port your personal data, and to appeal certain decisions. To submit a request, contact us at legal@advanced-meta.com. We may need to verify your identity before processing requests.

10. Children's Privacy

The Service is not directed to children under the minimum age required by local law to consent to digital services. We do not knowingly collect personal data from children without lawful basis and required permissions.

11. Cookies and Similar Technologies

We and our service providers may use cookies and similar technologies for authentication, preferences, analytics, and performance. You can manage cookie settings through your browser or device controls where available.

12. Changes to This Policy

We may update this Privacy Policy periodically. We will post the updated version with a revised effective date. Material changes may be communicated through the Service or other appropriate channels.

13. Contact Us

For privacy questions or requests, contact us at legal@advanced-meta.com.